Most helpful review

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
Advanced Reviewer

Harrassment

It's this debt collector called LVNV Funding LLC hired two different companies to collect a debt from me stating that I owe one credit card company $ 1,741.32 and another one $1,326.95 so last year a law firm by the name Kohn sent me a summon that I had to go file it to get a court date, so I can be sued which I did and was giving a court date 05/24/2023, so I sent the certified letter to Kohn Law Firm to send me proof of the debt which they did it's called a validation letter I thought was the end since I had a court date. Next thing I know I get a letter from Resurgent Capital Services stating the work for LVNV the same company that hired Kohn, so I replied asking for proof, so they sent me a validation letter. Instead of Resurgent sending me a summons so that I could do like I did with the other one, so I assumed their strategy was tonier to see if how much Kohn would get then they could go from there, but instead they're starting sending me automated copies of the same validation letter every week, so I sent them a cease and desists letter for them to stop sending me those letters especially because one of the letter they were sending every week is the one I have a court date now how they are able to do that since it was Kohn Law Firm they sent me that letter but instead of them stopping they started sending me two letters a week instead of the one, so I sent several more certified letters which they chose to ignore so then I started sending them emails asking them to stop sending those automated letters because all the letters I got I made copies and gave them to my neighbor to used as lining for his cat cage they still ignored the emails and continue to send the letter, so I Google to find out if I could sue but was told I can only sue if they were calling me I said why have me write a cease and desists letter if they could ignore it, so I Google again this time I found some information about what is exempt turns out if my only income is from Social Security that my SSI check is exempt, but apparently it meant nothing to Resurgent because the letters continue, so I thought maybe they didn't believe m,soI sent them a copy of my allotment but that meant nothing they still kept sending the letters then I sent them a copy of what I pay in monthly bills which shows my bills outweigh my monthly allotment and that still didn't stop the letters . I have to assume that they think if they keep the pressure on that I will get frustrated and settle for a debt they have yet to prove is mine because of the stress my doctor had to increase my pills I take for my bipolar and high blood pressure but not for my diabetes and RH , I don't care what they send my way there's no way I'm going to settle out of court the burden of proof is on them and by some chance they might be able to garnished my check after bills and my med for all my illness there's literally nothing left I just had my phone service terminated had to get a government phone cable gone and now a 411 dollars out of pocket bill is added to what I can't pay for the dentist maybe LVNV Funding can buy that debt when it becomes available, I sent them back all the summary part of the letters that they keep sending me not before I copy them and each time they send me a automated letter I'm going to start coping them and sending them back to them to see how they like a taste of their own strategy.I have to say they did miss week before last sending me my two letters I got worried and sent an email asking what's going on, I know you're not done with me yet. I was told that maybe I should ask the State's Attorney office what I can do to stop these crooks that trying to intimidate me into settling for a debt they haven't proven is mind also I'm going to write a letter to a judge because of the circumstances that my case should be dismissed with prejudice User's recommendation: keep copies of everything and don't let them bully you into doing what they want
View full review
3 comments
#2321693

I know how to fic it. Pay your bills and they will not sned debt collectors after you.

Stop being a *** bag and pay your bills. They can send as much mail to you as they want.

They can call your cell as much as they want as long as it is 7am to 10 pm depending on state. Again pay your bills and they will not contact you.

#2335670
@PissedConsumer2321693

thank you for your comment but unless you know the circumstances of why a person can't pay their bills then you really need to asked me instead of assuming you know anything with what happen that made me unable to pay but let me educate you I was in a bad accident that left me unable to walk let a lone work and the person had no insurance and because of this I was unable to work but I tried to make a plan with the company to cancel the card and not charged anymore interest and let me pay it off at that time I owe 350 on one card and 600 on another card but was denied so the 300 went to 1299 and the 600 went to 1700 I'm almost sure if the same thing happen to you did tell me what you would of did not my fault that I was an a accident but I did try to resolve it in 2019 right before the pandemic hit

#2321675

the worst customer service in the world , they wont even answer the phone and if you want to do online chat , you have to pay for it, totally unheard of, i will be reporting this consumer affairs

View more comments (2)
ID
#4471270 Review #4471270 is a subjective opinion of poster.
Location
Greenville, South Carolina
Cons
  • Have no morals
Preferred solution
I would like them to stop sending me two letters every week because it serves no purpose other than using it to line my neighbors cat cage

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
Advanced Reviewer

This is an update

These people are relentless I thought with all my certified letters and emails that they would at least stop with the automated letters so far since I posted the complaint I have received 10 more emails, so now it went from 2 or 3 a week to 4 a week apparently they must be upset that their harassment and intimidation tactics not working on me, but I did find out from a lawyer that they are within their rights to keep sending me the same automated letters I think they're doing this just in case I make a claim that I didn't get any letters but what they failed to realize is that it works both ways it will show the judge that they are harassing me because why else would they keep sending a letter that I already have a court date. I decided to do what they're doing each time they send me any automated letters, I copy the summary that proves these are automated letters because it shows second apart. I refused to let these people harassment break me down to where I want to settle it. I am going to stand my ground and stand up to these bullies. I understand them wanting money buy I didn't tell them to buy this loan I looked and found out that two people before them had bought my debt, but they can go by it professionally and stop with the tactics it only makes thing worse, but I will update after my court date hopefully things will be in my favor, and they will dismiss the other account User's recommendation: don't let them bully you into doing anything that you haven't chose to do
View full review
ID
#4575568 Review #4575568 is a subjective opinion of poster.
Cons
  • Have no morals or empathy for anything but the dollar
Preferred solution
I would like for them to stop with the letter and let the court decide what fair
New Reviewer

I need the address to send payment to.

I need the address to send payment to. I need the address to send payment to. I need the address to send payment to.
View full review
ID
#4334787 Review #4334787 is a subjective opinion of poster.
Preferred solution
The address to Resurgent to pay payment to.
New Reviewer

Fraud